Privacy Policy. Terms and Conditions

Terms & Conditions

This privacy policy was created in order to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with this web site.

We hold the privacy of your personal information in the highest regard. The following discloses our information gathering and dissemination practices for this website.

We recognizes the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to

assist you in making informed decisions when using our site. This policy will be continuously assessed against new technologies, business practices and our customers' needs.

The Information We Collect:

When you visit this web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis

and web site use information collected on an aggregate basis as you and others browse this Web site.

Your Personal Information:

You Choose to Provide Registration Information When you register for any of our products, services or newsletters. You will provide us information about yourself.

Credit Card Information:

If you choose to avail of our services, you may need to give personal information and authorization to obtain information from various credit services. For example, you may need to provide the following information:

-Name

-Mailing address

-Email address

-Credit card number

-Name on credit card

-Credit card billing address

-Business and/or home phone number.

If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.

Web Site Use Information:

Similar to other commercial Web sites, our Web site utilizes a standard technology called "cookies" (see explanation below, "What Are Cookies?") and web server log files to collect information about how our Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our web site, and the web sites visited just before and just after this web site.

How Do We Use the Information That You Provide to Us?

Broadly speaking, we use personal information for purposes of administering our business activities, providing the products and services you requested, to process your payment, , to monitor the use of the service, our marketing and promotional efforts and improve our content and service offerings, and customize our site's content, layout, services and for other lawful purposes. These uses improve our site and better tailor it to meet your needs.

Furthermore, such information may be shared with others on an aggregate basis. Personally identifiable information or business information will not be shared with parties except as required by law.

Occasionally, we may also use the information we collect to notify you about important changes to our Website, new services, and special offers we think you will find valuable. You may notify us at any time if you do not wish to receive these offers by emailing us at the link provided on the newsletter.

What Are Cookies?

A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a Web site, that site's computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each Web site can send its own cookie to your browser if your browser's preferences allow it, but (to protect your privacy) your browser only permits a Web site to access the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are usually set to accept cookies. However, if you would prefer not to receive cookies, you may alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of our site will not function as effectively when viewed by the users. A cookie cannot retrieve any other data from your hard drive or pass on computer viruses.

How Do We Use Information We Collect from Cookies?

As you visit and browse our Web site, the site uses cookies to differentiate you from other users. In some cases, we also use cookies to prevent you from having to log in more than is necessary for security. Cookies, in conjunction with our Web server's log files, allow us to calculate the aggregate number of people visiting our Web site and which parts of the site are most popular. This helps us gather feedback to constantly improve our Web site and better serve our clients. Cookies do not allow us to gather any personal information about you and we do not intentionally store any personal information that your browser provided to us in your cookies.

IP Addresses

IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as traffic data so that data (such as the Web pages you request) can be sent to you.

Sharing and Selling Information

We do not share, sell, lend or lease any of the information that uniquely identifies a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested.

How Can You Access and Correct Your Information?

You may request access to all your personally identifiable information that we collect online and maintain in our database for a fee of £10 to cover administration costs.

You can do this by emailing us at admin@ask4lifeskills.com and requesting your personal information sent via email.

What About Legally Compelled Disclosure of Information?

We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights. We may also disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Service or to protect the safety of our users and the Public.

What About Other Web Sites Linked to Our Web Site?

We are not responsible for the practices employed by Web sites linked to or from our Web site or the information or content contained therein. Often links to other Web sites are provided solely as pointers to information on topics that may be useful to the users of our Web site.

Please remember that when you use a link to go from our Website to another web site, our Privacy Policy is no longer in effect. Your browsing and interaction on any other web site, including web sites, which have a link on our Website, is subject to that Web site's own rules and policies. Please read over those rules and policies before proceeding.

Your Consent:

By using our Web site you consent to our collection and use of your personal information as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time with or without notice.

Our Commitment To Data Security:

Please note that your information will be stored and processed on our computers in the UK. The laws on holding personal data in the UK may be less stringent than the laws of your Country of residence or citizenship. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

Choice/Opt-In/Opt-Out:

This site allows visitors to unsubscribe so that they will not receive any future email messages. After unsubscribing, we will discontinue

sending the particular email messages usually within 48 hours or when technically possible.

Surveys & Contests:

From time-to-time our site may request information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as post/zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of users of this site.

A Special Note Regarding Children:

Children are not eligible to use our services unsupervised and we ask that children (under the age of 13) do not submit any personal information to us.

If you are a minor, you can still use this service only in conjunction with permission and guidance from your Parents, Legal guardians or Carers.

We only supply suitably aged courses and publications intended for educational purposes only.

Modifications to Policy:

We may change this Privacy Policy from time to time. If/when changes are made to this privacy policy, we will email users who have given us permission to do so. We will post any changes here, so be sure to check back periodically. However, please be assured that if the Privacy Policy changes in the future, we will not use the personal information you have submitted to us under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy, without your prior consent.

Terms & Conditions:

Unless otherwise stipulated, the various pages which you consult on this website or obtain are provided purely for learning and information purposes only.

The website is updated regularly to the best of our technical ability.

Nevertheless, the information provided via this website may in no way be regarded as an offer regarding services or products. The information provided may only constitute an offer if explicitly stipulated.

Such an offer is not directed towards persons who visit, access or use the ask4lifeskills.com website from countries or areas of jurisdiction other than those which are explicitly specified. Moreover,

you may on no account consider these offers if they do not comply with the regulations applying to your area of jurisdiction.

Ask4lifeskills.com, its members, its board, director or staff may not be held liable for any damage or loss arising from the access to, consultation or use of the information, data,

course material and publications on the website, except in cases of proven fraud or serious misconduct on their part.

The products, courses and service - related information provided via this website is governed by the laws of the USA and the UK to which they are subject.

Should you gain access to this website and/or make use of it from an area outside the jurisdiction of the laws of the USA and the UK, you are required to make sure in advance that this is permitted under the laws of the country in which you reside. If this is not the case, please refrain from any (further) access to and/or the use of our website, courses, publications and services.

The intellectual property rights in respect of the information, course material, publications and data provided on the website are held by the entities (vendors) associated with them or third parties.

Any infringement upon these rights is prohibited.

Likewise, any transfer, sale, distribution or re-production of the information, course material, publications or data is prohibited, regardless of the form in or the means by which these are made

available on the website, without the express prior written consent of the authors, entities associated with them or their third parties.

The Vendors (Owners) of the courses offered on this website retain the right to remove their websites from the internet from time to time for maintenance purposes thus causing temporary unavailability.

We ask you to please be patient if this happens and try again later. Thank You.

Liability:

Ask4lifeskills.com, nor its members, director or staff can be held responsible - either collectively and/or individually - for any damages caused by the application in whatever form of the generic information, advice, evaluations, (risk) analyses, general guidelines, etc contained in any document edited by Ask4lifeskills.com, or the owners of the course materials and publications disregarding form, nature or extent of the damages except in cases of proven fraud or serious misconduct on their part.

Ask4lifeskills.com cannot guarantee that the information, data, course material or publications are up to date, accurate, correct, complete or suitable for a specific objective.

Disclaimer:

We are currently trying to review as many of the courses and publications that we offer on our site but at this time, have been able to review several

different courses which we can endorse knowing that we have actually used and/or are still using at this time.

We cannot endorse fully the courses and publications that we have not tried or reviewed until such time that we are able to do so.

This does not mean that we have not reviewed other criteria such as costs, availability, quality etc.

This is an affiliate site and all of the products that we promote belong to the Vendors (creators) so we have no controls on the overall quality

and nature of these products until we have had a chance to fully review them for ourselves.

We receive remuneration from the vendors of these courses and publications for our Quality services and commission on the sales of these products.

We cannot guarantee also that you will learn in any given time as your learning is personal to you and dependent on your own abilities and

how you continue to study.